Here are a list of the most commonly asked questions about insurance, if you don’t find your questions here, please feel free to contact us.
Why do I review my insurance?
So many new life events can happen, a new baby, a pay rise, a medical event and many more. These are the reasons that you need to review your insurances every year becuase you need to make sure that the policy you have in place is working for your circumstance.
Can I afford my insurance?
We will help you work out what the maximum cover you can get for your budget is, so no matter how big or small we can help to cover it all.
How do I claim?
In the event that you need to make a claim, please get in touch with me through my website, via email or phone and I can help you through the process.
What is underwriting?
Underwriting is what the insurance providers do to acess that the cost of the cover is proportionate to the risks faced by the applicant. Not all policies are underwritten but most of them are and it's important to understand that some may come back with terms.
What is non-disclosure?
When you apply for insurance it is better to tell the insurance provider everything on your applicationt. When it comes to claim time and you have hidden something, the claim may not be paid. It's really important to take note of your history as well as anything that might be happening at the time of the application.