We all know at least one person who has had to deal with a stroke, cancer or a heart attack and when you are processing these types of situations everyone is different. Everyones circumstances are different and you want to know that however you decide to deal with the situation you have a choice.
Most people in New Zealand will have at least one experience with hospitals, and when that happens you want to have all the choices available to you to get the best care. This is what health insurance allows you to do and not only that but the cost of having certain treatments can be extreme.
Income protection insurance
If you are the main breadwinner for your family and you have limited savings, you need to protect your income.
Your ability to get up each day and earn a living is your greatest asset. If you could not work for 3 months, 6 months, 12 months, 5 years – what impact would this have on you and your family’s lifestyle today and in the future?
Total and Permanent Disablement
To be told you will never be able to work again would be devastating. It is the worst possible thing to happen to you financially – while statistically it is the least likely thing to happen to you, if it did the impact would be large and it's that what if that you need to protect.
Mortgage protection insurance
What would happen if you were unable to work for a period of time or worse still, were no longer around? Would you have the savings to cover your repayments and safeguard your family’s future?
If you have a mortgage, it’s an excellent idea to protect yourself against the unexpected. We offer a number of ways to make sure your home stays in your hands.
How I can help
Risk insurance can be a minefield, but I will help you with advice every step of the way. I will start by providing you with options from the best providers, lock in the right cover, and guide you through the claims process should the unexpected occur.
Being there for people when times are tough, and knowing that we have put a plan in place to help protect them is why I do what I do.